Ron Sloy, CFP of Sloy, Dahl & Holst, Inc. located in Portland, Oregon provides a current analysis on market conditions. November marked a return of stability in the financial markets. In October I mentioned that the markets had bottomed and it would be a great time to put invest. Since that time, the Dow has gained around 2,500 points. We believe the market will continue to raise in December and we also expect a Santa Claus rally. Many believe the Santa Claus rally to be a result of people buying stocks in anticipation of the rise in stock prices during the month of January, refered to as the January effect.